ACIPE

Association of Credit Information Providers in Eurasia

ACIPE in figures:
105
million
people
184,6
million
loans in base
1,7
loans
for per person
1000
partners
from banks and financial companies
About Association:

ALE “Association of Credit Information Providers in Eurasia” (ACIPE) was established on October 23, 2018 with the aim of facilitating the development of credit reporting in Eurasia, as these organizations play an important role in helping consumers and small businesses obtain financing.

The main subject of activity is assistance in the process of exchanging information about loans and debt obligations in connection with the intensive movement of people and companies in Eurasia.

Why it is important?

Credit information about borrowers – individuals and small businesses which is presented for loaners helps to avoid incertitude which traditionally connected with lending. Accurate and well-timed credit information also allows financial institutions to reduce risks, loan processing time, costs and level of loan defaults.

ACIPE purposes & objectives:
To assist members in the process of exchanging information on loans/debts due to the intensive movement of people and companies in the region;
To form opinion on specific issues and protect sector interests;
To share best practices and prepare policy papers and studies;
To improve the financial infrastructure and risk management methodology;
To deepen knowledge of financial supervision and harmonization of procedures among members;
Networking with major credit reporting associations outside Eurasia and other relevant professional associations at the national and global levels;
ACIPE members
First Credit Bureau Kazakhstan
First Credit Bureau Kazakhstan
https://www.1cb.kz/
Almaty, Kazakhstan
Ukrainian Bureau of Credit Histories
Ukrainian Bureau of Credit Histories
https://www.ubki.ua
Kyiv, Ukraine
Azerbaijan Credit Bureau LLC
Azerbaijan Credit Bureau LLC
https://www.acb.az/
Baku, Azerbaijan
Сredit bureau
Сredit bureau "ISHENIM" CJSC
http://www.ishenim.kg/
Bishkek, Kyrgyz Republic
CREDIT - INFORMATION BUREAU OF TAJIKISTAN
CREDIT - INFORMATION BUREAU OF TAJIKISTAN
https://cibt.tj/
Dushanbe, Tajikistan
CreditInfo Georgia
CreditInfo Georgia
http://www.creditinfo.ge
Tbilisi, Georgia
Biroul de Credit S.R.L.
Biroul de Credit S.R.L.
http://www.creditbureau.md/
Chişinău, Republica Moldova.
FICO INTERNATIONAL
FICO INTERNATIONAL
http://www.fico.com/
USA
INFODEBIT CREDIT REPORT SRL
INFODEBIT CREDIT REPORT SRL
https://www.infodebit.md
Chişinău, Republica Moldova
CREDIT BUREAU SAINSCORE
CREDIT BUREAU SAINSCORE
https://sainscore.mn
Ulaanbaatar, Mongolia
CREDIT BUREAU BURENSCORE
CREDIT BUREAU BURENSCORE
https://burenscore.mn
Ulaanbaatar, Mongolia
CRIF KAX
CRIF KAX
https://crifkax.uz
Tashkent, Uzbekistan
Credit Bureau CIAC
Credit Bureau CIAC
https://infokredit.uz
Tashkent, Uzbekistan
QARAR
QARAR
https://qarar.org
Dubai, UAE
With support of
ACIPE on FCBK UFC: Ultimate Fraud Control
ACIPE on FCBK UFC: Ultimate Fraud Control

On September 8, 2023, ACIPE took part in the annual conference of the First Credit Bureau of Kazakhstan “FCBK UFC: Ultimate Fraud Control”

Nova Credit. Reference-visit ACIPE
Nova Credit. Reference-visit ACIPE

On May 24, 2023, ACIPE members make a reference visit to the Nova Credit, a credit bureau specializing in cross-border data exchange.

Trans Union. Reference-visit ACIPE
Trans Union. Reference-visit ACIPE

On May 22, 2023, ACIPE members visit one of the largest US bureaus, Trans Union. The meeting was aimed at exchanging experience and opinions on a number of issues regarding the organization of work in credit bureaus

ACIPE on FICO World 2023
ACIPE on FICO World 2023

On May 16 – 19, 2023, ACIPE took part in the International Conference FICO World 2023, Hollywood, Florida, USA.

Ruslan Omarov, CEO of the First Credit Bureau, Kazakhstan, Chairman of the Board of ACIPE take part at the panel session “Today’s financial inclusion heroes thriving in the intelligence revolution”.

ACIPE was also represented by credit bureaus CIAC Uzbekistan, AKB Azerbaijan, CRIF KG Kyrgyzstan.

This year FICO World offers business leaders ideas to advance their digital transformation, launch new customer strategies, innovative ways to combat financial crime, turn regulatory challenges into opportunities and improve the customer experience.

International Committee on Credit Reporting (ICCR)
International Committee on Credit Reporting (ICCR)

Shanghai, China, November 5-6, 2019 – According to the results of the Plenary Meeting of the International Credit Reporting Committee (ICCR), ACIPE became a full member of ICCR and is fully involved in the working groups conducted by the Committee.

There are currently 23 members including the private sector service providers, BIS and WBG. Of the total number; 12 members are Central Banks and regulators from G20 countries; and three service providers associations from Europe, Asia and Latin America.

 

IFC, WORLD BANK GROUP
IFC, WORLD BANK GROUP

Baku, Azerbaijan, April 17, 2018International Finance Corporation The World Bank Group is supporting the creation of Association of Credit Information Providers in Eurasia (ACIPE) designed to help strengthen credit reporting practices and bolster access to finance in Europe and Central Asia.

ACIPE will help strengthen the region’s financial infrastructure by improving risk management methodologies and sharing experiences. Exchanging experiences in the relevant field will help in improving the credit reporting system and developing private credit bureau services, as well as improving access to finance.


                                                    
How to become ACIPE participant?

The ACIPE is open to new members. New members may enter with the consent of ACIPE members. Joining an association of a new member may be due to its subsidiary liability for the obligations of the ACIPE that arose before its entry. Admission is based on an application submitted to the Chairman of the Association. The application is considered at the closest ACIPE meeting. The decision signed by CEO of ACIPE will be send to applicant. The applicant’s signature on the application confirms their commitment to comply with the provisions of ACIPE Charter.

 

Members of the ACIPE can be: legal entities and/or citizens engaged in business activities in the sphere of collection/processing/storage of credit information.

 

For more information contact – info@acipeonline.org